Can You Buy VOO Anytime With Fidelity Investments In 2026? Full Trading Guide

Investing in ETFs has never been easier. And in 2026, one of the most popular choices is still VOO, the Vanguard S&P 500 ETF. If you use Fidelity Investments, you might be wondering: Can I buy VOO anytime? The short answer is yes — but there are a few important details you should know first. This guide breaks it all down in a simple and fun way.

TLDR: Yes, you can buy VOO through Fidelity in 2026. You can trade it during market hours and even place orders after hours. Fidelity charges $0 commission for online ETF trades. Just make sure you understand order types, timing, and account requirements before you click “Buy.”

What Is VOO?

VOO is an ETF. That stands for Exchange‑Traded Fund.

It is managed by Vanguard. And it tracks the S&P 500 Index. That index includes 500 of the largest companies in the United States. Think Apple, Microsoft, Amazon, and more.

When you buy one share of VOO, you instantly own a tiny piece of all 500 companies.

That’s what makes it powerful.

It is:

  • Diversified
  • Low cost
  • Easy to trade
  • Popular for long term investing

Can You Buy VOO With Fidelity?

Yes. Absolutely.

Even though Fidelity and Vanguard are different companies, Fidelity allows you to buy ETFs from many providers — including Vanguard.

In 2026, Fidelity still offers:

  • $0 commission for online ETF trades
  • Easy trading through desktop and mobile app
  • Access to real-time market data

You do not need a Vanguard account. A Fidelity brokerage account works perfectly.

Can You Buy VOO Anytime?

This is where things get interesting.

Technically, you can place an order anytime. But VOO only trades when the stock market is open.

1. Normal Market Hours

This is when most trading happens.

NYSE trading hours:

  • Monday to Friday
  • 9:30 AM to 4:00 PM Eastern Time

During these hours:

  • Your order executes quickly
  • Prices update every second
  • Liquidity is highest

2. Pre Market and After Hours

Fidelity also offers extended-hours trading.

Pre market: 7:00 AM to 9:28 AM ET
After hours: 4:00 PM to 8:00 PM ET

But be careful.

During extended hours:

  • Prices move faster
  • There is less trading volume
  • Spreads can be wider

Beginners often prefer regular market hours.

3. Weekends and Holidays

You can place an order. But it will not execute until the next trading day.

So yes, you can click “buy” anytime. But it will only complete when markets open.

How to Buy VOO on Fidelity (Step by Step)

Let’s make it super simple.

Step 1: Open a Brokerage Account

If you do not already have one, open a Fidelity brokerage account.

You will need:

  • Social Security number
  • Bank account information
  • Basic personal details

Approval is usually fast.

Step 2: Deposit Money

Transfer funds from your bank.

In 2026, most transfers take 1–3 business days.

Fidelity may allow you to trade with unsettled funds depending on the situation.

Step 3: Search for VOO

In the search bar, type: VOO

You will see:

  • Price
  • Daily change
  • Expense ratio
  • Performance history
Image not found in postmeta

Step 4: Choose Order Type

This is important.

There are several ways to buy.

Order Type What It Means Best For
Market Order Buys at current market price Fast execution
Limit Order Buys only at your chosen price or better Price control
Stop Order Triggers buy after price hits a level Breakout strategies

Most long-term investors use market orders during normal hours.

If you care about price control, use a limit order.

Step 5: Enter Share Amount

In 2026, Fidelity allows:

  • Whole shares
  • Fractional shares

This means you can invest:

  • $50
  • $100
  • Or any custom amount

You do not need enough for a full share.

Step 6: Review and Confirm

Always double-check:

  • Ticker symbol
  • Order type
  • Dollar amount
  • Estimated cost

Then click Submit.

Done.

Fees and Costs in 2026

Here’s the good news.

Fidelity charges $0 commission for online ETF trades.

But VOO does have an expense ratio.

As of recent years, VOO’s expense ratio is extremely low. Around 0.03% annually.

That means:

If you invest $10,000, you pay about $3 per year in fund expenses.

That is very low.

Is There a Minimum Investment?

No official minimum beyond the price of one share.

And since fractional shares are available, you can start small.

This makes VOO beginner-friendly.

Is VOO Good for Long Term Investing?

Many investors think so.

Here’s why:

  • Tracks the S&P 500
  • Diversified across sectors
  • Historically strong performance
  • Low fees

But remember.

VOO is still a stock market investment.

It goes up. And it goes down.

Common Questions About Buying VOO on Fidelity

Can You Set Up Automatic Investments?

Yes.

In 2026, Fidelity allows automatic investing into many ETFs, including VOO.

You can:

  • Choose weekly, biweekly, or monthly
  • Select fixed dollar amount
  • Automate long term strategy

This is great for dollar cost averaging.

Can You Buy VOO in a Retirement Account?

Yes.

You can buy VOO in:

  • Roth IRA
  • Traditional IRA
  • Rollover IRA
  • Taxable brokerage account

Many retirement investors use it as a core holding.

What About Taxes?

In a taxable account:

  • You may owe capital gains tax if you sell
  • You may owe tax on dividends

In an IRA, taxes work differently.

Always understand your account type.

When Is the Best Time to Buy VOO?

This question is tricky.

Some investors try to time the market.

Others invest consistently over time.

Historically, long term investing beats short term timing for most people.

Many people:

  • Invest monthly
  • Ignore daily price swings
  • Focus on decades, not days

Simple often wins.

Pros and Cons of Buying VOO Through Fidelity

Pros

  • $0 commission trades
  • Fractional shares
  • Strong mobile app
  • Extended hours trading

Cons

  • Extended hours can be volatile
  • Must understand order types
  • Market risk always exists

Mistakes to Avoid

Even simple investing has pitfalls.

Here are common mistakes:

  • Buying during low liquidity extended hours
  • Using large market orders in volatile markets
  • Panic selling during downturns
  • Investing money you need soon

Think long term.

Stay calm.

Final Thoughts

So, can you buy VOO anytime with Fidelity Investments in 2026?

Yes — with a small catch.

You can place orders anytime. But trades execute only during trading hours.

Fidelity makes the process simple. It is commission-free. And beginner-friendly.

VOO remains one of the most popular ETFs for a reason. It offers instant diversification. Low fees. And exposure to America’s largest companies.

If you understand the basics — market hours, order types, and risk — you are ready.

Open your account.

Fund it.

Choose your order.

And start building your portfolio.

Simple. Smart. Powerful.